How Does the Insurance Company Decide What's "Fair?"
Remember: The Insurance Company is NOT on Your Side
If you were recently involved in a car accident, the most important thing to remember is that the insurance company is NOT on your side. Insurance companies are in the business of settling claims as quickly as possible, for as little money as possible. After all, that's how they make a profit. For this reason, it is highly recommended that you consult an Atlanta car accident attorney at Schneider Hammers before you accept a settlement or make a deal with the insurance company. We can protect your rights.
The insurance company may try to minimize or flat-out deny your claim by arguing that you were partially at fault for the accident or that you have failed to provide sufficient documentation to support your claims of loss. Really, they will find any reason to pay you less than you deserve. In the face of costly vehicle repairs and growing hospital bills, you may be tempted to take what the insurance company is willing to offer—even if it’s far less than what you deserve—but you should know that you have options.
What Types of Damages Can I Collect?
After an auto accident, you may be able to collect different types of damages. First and foremost, you are entitled to seek compensation for the cost of your vehicle repairs, as well as personal property damage. This may include reimbursement for any valuables that were damaged in the accident, such as a computer that was in the car or a bike that was being carried on the back of your vehicle. If you rented a car while your vehicle was being repaired, you can also seek reimbursement for this expense.
If you suffered injuries in the accident, things can get a little more complicated. In addition to the damages listed above, you may also be entitled to compensation for medical expenses, lost earnings, and pain and suffering. Depending on the extent of your injuries, these damages can be costly. Since you can only receive one settlement from the insurance company, you should wait until all of your treatment has been completed. Otherwise, you waive your right to seek compensation for future medical expenses.
Why You Should Hire a Car Accident Lawyer
If your car accident was more serious than a minor fender-bender, it would be wise to consult an attorney. Without the help of an Atlanta car accident lawyer, it can be difficult to recover the level of compensation you deserve. Over the years, Schneider Hammers has helped thousands of accident victims, resulting in millions of dollars in recoveries. We know how to stand up against insurance companies – and win.
Call us at (770) 884-4626 today to schedule your free consultation.